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JUST RELEASED - FINANCES ON FIRE Research DOWNLOAD NOW
SelectSmartTM
SelectSmart powers smarter decisions from enrollment to retirement, delivering next best actions that optimize employee paychecks and build long-term financial fortitude
Demo SelectSmart 2026
Survey-less, data-driven optimization across benefits, healthcare, and retirement so
every dollar works harder.
Side-by-side comparisons highlight coverage, costs, health accounts, and even how a plan performs in a tough year, making the best choice easier for users to see.
Employees can instantly see how their current benefits stack up vs other options.
If their choices are already on track, they can feel confident holding steady. If not, they’ll understand exactly why a change could make sense for them now.
See how benefits hold up if healthcare usage and costs spike.
Users gain confidence by understanding their coverage and the potential risk of each benefit combination.
From pairing a spouse’s plan to exploring different coverage combinations, employees can adjust and compare bundles all in one place.
Simplify workflows, automate handoffs, and monitor outcomes through a live performance dashboard, bringing efficiency and transparency to every step.
After SelectSmart helps employees make confident enrollment choices, NextDollar guides them on how to maximize their paycheck year-round.
Discover how to best allocate paycheck earnings to maximize tax breaks, leverage employer matches, and successfully achieve targeted savings goals.
SAVVI SelectSmart brings speed, and personalization to benefit selection. It’s time to get higher engagement, and a better ROI, for everyone.
Employee Average Annual Savings2
Increase HSA Enrollment6
Increase HDHP Enrollments3
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Employer Annual Savings2
Increase Supplemental Insurance Elections4
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Reduction HR Calls for Open Enrollment 12
Employer ROI2
Increase HDHP Enrollments3
Increase Retirement Savings13
Increase Supplemental Insurance Elections4
Use alongside your existing enrollment platform, quick to deploy and easy to scale.
Bring benefit data into the experience to drive smarter selections and deeper engagement.
Deliver a seamless experience, unifying benefit data and real-time financial guidance in one powerful workflow.
Stay informed with the latest insights, research, and trends.
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SAVVI is powering distinct financial guidance experiences at Voya, propelling us to be industry leaders. Their guidance engine is helping our customers feel more confident in their financial decisions, leading to happier and healthier customers - that’s way more powerful than just pushing products.
VP, Consumer Driven Health, Voya Financial
SAVVI’s financial guidance solutions help me provide benefits experiences not offered by other brokers. Their data-driven insights and personalized solutions are a real game changer.
Senior Account Manager, USI Insurance Services
SAVVI has revolutionized the way we approach employee benefits. The financial guidance for our employees has empowered our employees to make smarter benefit choices. It's been a game-changer for our organization
Vice President, HR Operations, Dynata
Having SelectSmart available during the enrollment process helped me effectively analyze the options available to me and confidently make a selection for my family. It has proven to save me money over time. I would highly recommend utilizing the tool as a second set of eyes.
SelectSmart User
Learn more about how SAVVI can customize the right solution for you.
schedule demoSelectSmart is a benefits decision intelligence platform that helps employees make smarter health and financial decisions during open enrollment. Built on SAVVI's proprietary Decision Intelligence engine, SelectSmart delivers personalized guidance instantly using existing benefits and financial data. Employees can immediately see how different benefit choices affect healthcare costs, tax savings, employer contributions, financial protection, and take-home pay, without completing lengthy questionnaires or enrollment surveys.
SelectSmart analyzes available benefits, household, and financial information to evaluate thousands of possible benefit scenarios. Using SAVVI's Decision Intelligence Optimization engine, the platform identifies opportunities to improve financial outcomes across healthcare spending, taxes, savings, employer contributions, and financial protection. Employees receive personalized guidance instantly and can see the financial impact of different choices before they enroll.
Most benefits decision support tools rely on employee surveys and static recommendation rules. SelectSmart uses Decision Intelligence to deliver personalized guidance immediately using existing data. Rather than simply recommending a medical plan, SelectSmart helps employees optimize healthcare costs, tax advantages, employer contributions, voluntary benefits, and overall financial outcomes as a coordinated decision.
Decision Intelligence is SAVVI's approach to helping employees make better financial decisions by analyzing trade-offs across benefits, healthcare costs, taxes, savings opportunities, and financial goals. Instead of evaluating each benefit independently, SelectSmart considers how decisions work together to improve an employee's overall financial outcome.
SelectSmart delivers personalized guidance without requiring employees to complete lengthy questionnaires. By leveraging existing benefits and financial data, employees can immediately begin exploring personalized recommendations and financial trade-offs, reducing enrollment friction while increasing engagement.
YSelectSmart helps employees understand the financial impact of benefit decisions across healthcare spending, taxes, employer contributions, retirement savings, emergency savings opportunities, and voluntary benefits. By coordinating these decisions, employees can make more informed choices that support both their immediate and long-term financial goals.
The SAVVI Financial optimization engine is a decision intelligence platform developed to support complex financial decisions. For more than a decade, it has helped guide over 850,000 employees across benefits, financial wellness, savings, and retirement planning. RetireSAVVI applies this same optimization technology to retirement income planning, helping participants identify personalized strategies based on their unique financial situation.
Unlike traditional enrollment tools that evaluate benefits individually, SelectSmart coordinates healthcare, taxes, savings, employer contributions, and financial protection to help employees optimize their overall financial picture.
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