Gina Mourtzinou, Ph.D.

Co-Founder, Chief Executive Officer

Gina Mourtzinou is CEO of SAVVI Financial. She holds a Ph.D. in Operations Research from MIT and built her career at the intersection of quantitative finance, optimization, and technology. Under her leadership, SAVVI has pioneered intelligent decision-support platforms that simplify complex financial and benefits decisions and expand access to personalized financial guidance at scale. Gina is also a strong advocate for innovation in fintech and for advancing women in STEM and leadership.

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Articles
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When Financial Stress Affects Health and Why Paycheck Guidance Matters

The Hidden Raise in Every Paycheck and How Withholding Errors Reduce Income

Gut Instinct or Guidance? Why Employees Are Guessing and How You Can Help

Why Removing Friction in Benefits Matters More Than You Think

Are Your Employees Financially Stressed by Benefits?

The Hidden Cost of Confusion: Is Your Benefits Package Falling Short?

Top 10 Terms to Know When Choosing a Health Insurance Plan

3 Key Supplemental Insurance Terms to Know to Help Maximize Coverage and Cut Costs

Communicating Benefits to a Diverse Workforce: Moving Beyond One-Size-Fits-All

Beyond the Basics: Why Financial Wellness is More Than Just Education

Employer Solutions: Contain Healthcare Costs, Optimize Employee Savings

Why Employee Wellness Must Evolve to Include Financial Wellness

Engage to Empower: The Year-Round Approach to Maximizing Employee Benefits

1 Individuals benefiting from guidance powered by the SAVVI financial engine reported as of December 2025

2 Calculated using methodology outlined on this SAVVI calculator- https://www.savvifi.com/selectsmart-roi and selecting 10K employees, $70K salary, 40 avg age employee, 30% HDHP usage, 30% guidance utilization, cost $4 PEPY

3 Industry Average HDHP enrollment reported KFF 2024 vs Q4 2023 SAVVI guidance user for Benefitfocus/Voya 2024

4 230% is the average increase for SAVVI Guidance election vs Industry average results reported at the 2024 Workplace Benefits Conference in the “Workplace Benefits Innovation: Broker Trends and Insights for 2024” Report. 230% in average increase for accident insurance (289% increase), critical illness insurance (218% increase) and hospital indemnity (189% increase)

5 Industry average results reported at the 2024 Workplace Benefits Conference in the “Workplace Benefits Innovation: Broker Trends and Insights for 2024” Report. LIMRA/AON reporting vs. SAVVI - Benefitfocus Integrated platform enrollment for 2023 open enrollment period

6 Industry Average HSA enrollment reported HealthEquity vs Q4 2023 SAVVI guidance user for Benefitfocus/VOYA 2024

7 Results from one pilot customer (Voya Financial) with a total of 6,410 employees eligible for the tool. 944 eligible employees used the tool (myVoyage app and Personalized Enrollment Guidance) Results may vary. May not be representative of all client experiences and is not indicative of future performance or success.

8 https://www.tfgroup.com/the-impact-of-financial-wellness-in-the-workplace/

9 https://www.benefitspro.com/2024/04/04/employees-want-financial-wellness-but-what-are-they-really-asking-for/

10 https://news.northwesternmutual.com/planning-and-progress-study-2024

11 2024 Users, based on aggregated data from SAVVI Financial guidance experiences integrated within the Benefitfocus and myVoyage platforms

SAVVI Financial LLC (‘SAVVI’) is an investment advisor registered with the Securities and Exchange Commission. SEC registration does not imply a certain level of skill or training. SAVVI does not guarantee investment results and past performance is no guarantee of future results. Information in this presentation is provided for educational purposes and does not constitute investment advice, which is only provided to registered users who have a valid Investment Agreement in place with SAVVI. No information on this presentation should be construed as an offer to buy or sell any security or insurance product.