SAVVI Research

Research and Insights

The SAVVI Research Team analyzes employee benefits data, enrollment behavior, and financial wellness trends to uncover actionable insights for employers, advisors, and industry leaders. Drawing from proprietary data, user behavior, and market research across industries, the team explores how smarter guidance can improve employee outcomes and decision-making.

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From Friction to Financial Resilience: The Power of Embedded Guidance

WEBINAR HIGHLIGHTS: The 2025 Debrief: Driving Supplemental Utilization with Survey-less, Silo-less Guidance

SAVVI Financial Reveals Why a Broken Benefits Enrollment Process is Costing Everyone.

Did you know 28% of Employees Choose Benefits by Gut Instinct. It’s Time for a Change.

Is Employee Benefits Overwhelm Costing You? The "Set It and Forget It" Trap

Are Your Employees Flying Blind with Benefits?

Retirement at Risk: The relationship between overspending on health care and retirement readiness

The Ongoing Struggle To Control Healthcare Costs

Skyrocket Supplemental Participation with SAVVI

Next-Level Employee Enrollment Decision Support Launch

How SAVVI’s Personalized Guidance is Transforming Benefit Selections

Redefining Employee Benefit Enrollment

The High Cost of Employee Financial Stress

1 Individuals benefiting from guidance powered by the SAVVI financial engine reported as of December 2025

2 Calculated using methodology outlined on this SAVVI calculator- https://www.savvifi.com/selectsmart-roi and selecting 10K employees, $70K salary, 40 avg age employee, 30% HDHP usage, 30% guidance utilization, cost $4 PEPY

3 Industry Average HDHP enrollment reported KFF 2024 vs Q4 2023 SAVVI guidance user for Benefitfocus/Voya 2024

4 230% is the average increase for SAVVI Guidance election vs Industry average results reported at the 2024 Workplace Benefits Conference in the “Workplace Benefits Innovation: Broker Trends and Insights for 2024” Report. 230% in average increase for accident insurance (289% increase), critical illness insurance (218% increase) and hospital indemnity (189% increase)

5 Industry average results reported at the 2024 Workplace Benefits Conference in the “Workplace Benefits Innovation: Broker Trends and Insights for 2024” Report. LIMRA/AON reporting vs. SAVVI - Benefitfocus Integrated platform enrollment for 2023 open enrollment period

6 Industry Average HSA enrollment reported HealthEquity vs Q4 2023 SAVVI guidance user for Benefitfocus/VOYA 2024

7 Results from one pilot customer (Voya Financial) with a total of 6,410 employees eligible for the tool. 944 eligible employees used the tool (myVoyage app and Personalized Enrollment Guidance) Results may vary. May not be representative of all client experiences and is not indicative of future performance or success.

8 https://www.tfgroup.com/the-impact-of-financial-wellness-in-the-workplace/

9 https://www.benefitspro.com/2024/04/04/employees-want-financial-wellness-but-what-are-they-really-asking-for/

10 https://news.northwesternmutual.com/planning-and-progress-study-2024

11 2024 Users, based on aggregated data from SAVVI Financial guidance experiences integrated within the Benefitfocus and myVoyage platforms

SAVVI Financial LLC (‘SAVVI’) is an investment advisor registered with the Securities and Exchange Commission. SEC registration does not imply a certain level of skill or training. SAVVI does not guarantee investment results and past performance is no guarantee of future results. Information in this presentation is provided for educational purposes and does not constitute investment advice, which is only provided to registered users who have a valid Investment Agreement in place with SAVVI. No information on this presentation should be construed as an offer to buy or sell any security or insurance product.